/* ===== BASE ===== */
body {
  font-family: Arial, sans-serif;
  margin: 0;
  color: #2E2E2E;
  background: #ffffff;
  line-height: 1.6;
}

/* ===== LAYOUT ===== */
.container {
  max-width: 1000px;
  margin: auto;
  padding: 60px 20px;
}

/* ===== HEADER ===== */
header {
  background: #0F2A44;
  color: white;
  padding: 20px 0;
}

.header-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

/* ===== NAV ===== */
nav a {
  color: white;
  text-decoration: none;
  margin-left: 20px;
  font-weight: bold;
  font-size: 14px;
  letter-spacing: 0.5px;
}

nav a:hover {
  text-decoration: underline;
}

/* ===== HERO ===== */
.hero {
  background: #F4F6F8;
  padding: 90px 0 80px 0;
}

.hero h1 {
  font-size: 44px;
  color: #0F2A44;
  margin-bottom: 10px;
}

.hero-sub {
  font-weight: bold;
  margin-bottom: 20px;
  color: #0F2A44;
}

.hero-text {
  max-width: 720px;
  font-size: 18px;
  margin-bottom: 15px;
}

/* ===== HEADINGS ===== */
h1 {
  color: #0F2A44;
}

h2 {
  color: #0F2A44;
  margin-top: 50px;
  margin-bottom: 15px;
  font-size: 26px;
}

h3 {
  color: #0F2A44;
}

/* ===== TEXT ===== */
p {
  margin: 10px 0;
  max-width: 750px;
}

ul {
  margin-top: 15px;
  padding-left: 20px;
}

ul li {
  margin-bottom: 10px;
}

/* ===== BUTTON ===== */
.button {
  display: inline-block;
  margin-top: 25px;
  padding: 14px 22px;
  border: 2px solid #0F2A44;
  text-decoration: none;
  color: #0F2A44;
  font-weight: bold;
  border-radius: 4px;
  transition: 0.2s;
}

.button:hover {
  background: #0F2A44;
  color: white;
}

/* ===== CARDS ===== */
.cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-top: 40px;
}

.card {
  border: 1px solid #E0E0E0;
  padding: 24px;
  border-radius: 6px;
  background: white;
  transition: 0.2s;
}

.card:hover {
  transform: translateY(-3px);
  box-shadow: 0 6px 14px rgba(0,0,0,0.08);
}

/* ===== FOOTER ===== */
footer {
  margin-top: 60px;
  background: #0F2A44;
  color: white;
  padding: 25px;
  text-align: center;
  font-size: 14px;
}

/* ===== MOBILE ===== */
@media (max-width: 700px) {
  .cards {
    grid-template-columns: 1fr;
  }

  .hero h1 {
    font-size: 34px;
  }
}